01
Separate promotional and card disclosures
The merchant offer explains who qualifies, relevant exclusions, timing, order-change treatment, and support. The responsible provider documentation explains the actual card, permitted use, material restrictions, servicing, privacy, and other required terms.
02
Design evidence of presentation
Version customer terms and record which material content applied to each campaign period. Where affirmative consent is required, retain the event, wording version, time, and relevant context under an approved retention policy.
03
Review comprehension
Use plain language, readable hierarchy, accessible interaction, and consistent terminology. Support themes and complaint data can reveal where technically present disclosures are not actually understood.